|
|
|
|
The idea of buying a used car in Surrey doesn't often strike anyone as a big deal. It almost seems mundane to drop by a dealer's lot in search of a car, be it a replacement for an existing vehicle that is about to be sold; or, it could just be to get a car for the first time since obtaining one's driver's permit. Whatever the background to the event, getting to the used car lot is, most of the time, a pretty exciting event. However, for those who are doing this for the first time, the first rule of buying a used car is, to never rush into a car, especially when it's too good to be true. That's the golden rule.
Buying a Car For the First Time
Buying a used car in Surrey or the Sierra, is always the same. Someone's always going to want to sell you something you don't need or can't really afford. The first thing you have to do is keep your guard up. The second thing you must do, is walk into the lot knowing exactly what you are looking for and exactly what your budget is going to be. If you know this to a point of virtual certainty, that takes a lot of the indecision and uncertainty that most used car salesmen can detect, and they use that to their advantage. Bottom line is, stay cool.
How to Finance a Used Car in Surrey
There are two ways to get into a used car in Surrey. The first is to save up enough money for the entire purchase price of the vehicle. If you are going to do this, make sure you also have money tucked away for the insurance premiums as well as gas money and a small savings for emergency repairs. On the other hand, if you don't have the full amount saved up, but have at least 30% of it, then you could get a loan from a bank or a used car finance company. They could lend up to 80% of the car's value. The remainder of your saving's, after paying the down payments, should be saved up for insurance and other incidental costs in getting the car.
Choosing Insurance
Once the money has been saved and the make and model narrowed down after some research, it's time to take the list of candidates to your favorite insurance agent. Make an appointment with the sole purpose of having them advice you on the approximate cost they could obtain for an insurance policy on the used car you plan on buying. This will undoubtedly, narrow the field a little more. At the very least, at this point what you have is a list of possible cars with the corresponding insurance costs.
Once you have this information, it is time to head on over to the lot and look around. Test drive some of the cars that are on the list, then check the mechanical condition of the vehicle.
|
|
