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Understanding Bike Insurance Renewal In Detail


Bike today is passion for the youngsters, without which they find as if something is missing from their lives. Seeing others doing ding-dong and stunts, any youngster may become mad to have a bike for oneself. While buying bike, all the documents are complete, but afterwards sometimes due to carelessness, sometimes due to lethargy and at times due to easy going attitude, the main document that is missing, with particularly young bike riders, is insurance cover. It is generally found that insurance cover is not renewed.


Importance of Two Wheeler Renewal


A passionate bike rider loving riding on the bike must pay renewal premium without a miss! It will help avoid any hindrance while enjoying your high ride. Insurance is compulsory to protect you and your vehicle against accident, theft, and so also third-part liability.


Can Service Provider of Bike Renewal Premium be Changed?


Yes. For that you must produce previous insurance papers to the new insurer, showing the premiums paid intact. But take the precaution of the new insurer having accepted your request and your initial premium before you cancel your alignment with earlier insurance carrier.


Will Change In Service Provider Result In High Bike Renewal premium?


Not necessarily. It varies depending upon certain factors, like condition of the bike, its accidental history, number of times the insurance was claimed and safety precautions being practiced by you, etc. Depending on these factors, you may even end up paying low premium. Competitive providers offer better deals. Better visit some providers before finalizing with the one.


Importance of Online Payment of Bike Insurance Renewal Premium


Two wheeler renewal premium can be paid online through Debit card/Credit card and Net Banking. Payment through credit card invites some extra fee based on certain conditions. Due to online options, paying bike renewal premium is just a matter of minutes. The service providers intimate their customer around 28 days in advance before their renewal premium is due, thus giving them sufficient time to drive safe and sound.


Modalities to Sell the Bike after Paying Renewal Premium


Here are a few modalities in case an individual plans to sell his bike after the payment of two wheeler insurance renewal premium:


- The insurance policy can be transferred in the name of the buyer.
- The buyer has to request insurance provider for the same indicating transfer of insurance in his name within a specific time-frame.
- At times the seller might decide to retain the insurance policy in his name and would want to substitute this policy for another of his vehicle. Though the deed can be done; however, the buyer would have to go in for a new bike policy.



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