Buy appliances you choose installments? - Installment, GOME Electrical Appliances, TV - Network Appl

Consumption gradually to the peak season, many businesses have played installment, premium offer signs to attract customers ahead of consumption. Meanwhile, the installment has already transcended the buy a house, a car-aided design limitations, consumers buy appliances, they often use the installment. Recently, Gome will be jointly organized by China Merchants Bank, the second anniversary of hire purchase home appliances.

Then hire any good? What are the correct procedures for processing installment? We give you answered their questions.

What is the installment?

"Installment credit", the page_seo_title suggests, is that large consumer cardholder using a credit card, by the issuing bank to the merchants a one-time payment cardholders purchased goods (or services) spending money and based on cardholder application stage will consume funds deducted by the cardholder credit card account, the cardholder to repay the amount of monthly business accounted for.

Current installments of two kinds: client specified in the special shopping through POS machines to complete the transaction, known as "shopping installment"; customers through the Internet, fax or mail correspondence to Order , and known as "mail-order interest-free installments." Installment advocated a "first, pay later" consumer philosophy.

Installment Yousha benefits?

First of all, credit card installment to avoid cash transactions. When you are in a crowded consumer electronics store shopping, can safely selective, shop around and not worry about the safety of cash.

Second, the installment period generally ranging from three months to 2 years, the amount of each payment amount than the one-time payment is much smaller, lighter burden of consumers.

Last, installment of the operation is very convenient, not to sign the contract cumbersome, and generally consistent POS credit card spending, often only tens of seconds time to.

Installment process like?

(1) Credit Cards: As the only installment to support credit card, so if you are ready to handle installment, then it must first have a credit card.

In addition, even if you already have a credit card, that would not necessarily hire can handle, because their installments on the credit card banks have limited, so you must be detailed consultation before buying.

(2) with foot-related documents: Of course, when you're ready to enjoy the installment store service, be sure to bring my credit card and identity cards, and neither is dispensable. Often, a friend in the preparation stage when the credit card, find themselves bring your ID card, and this store can not hire you handle business.

(3) on the amount of: prior installments in the process, make sure that the current amount sufficient to cover credit card installments in the amount of a single period.

(4) tens of seconds buttoned payment: When you are optimistic about a home appliance products, the first thing to do is to consult the store's sales product support to hire business. Generally speaking, prices in 1500 dollars or more than 2000 yuan, 50,000 yuan of products can handle installment, but some special products are not entitled to the payment by installments, so to avoid trouble, it is recommended before you buy best to confirm and sales staff.

Then, you only need to carry identity cards and credit cards issued by state and sales staff to hire a small-ticket shopping to checkout, the cashier, and based on the total amount of goods you select the number of calculated phases You need to pay a single amount of that when you confirm, the service will be dedicated POS machine card, enter the total amount and number of installments, several seconds later completion of the transaction. You are correct in identifying the amount of POS after the documents signed and leave your identity card number, and then with a small shopping stamped ticket, you can go home with favorite products.

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